*APY = Annual Percentage Yield. Checking account dividend rates are based on the credit union’s earnings at the end of the dividend period, and thus cannot be declared in advance.
1If monthly qualifying activities are completed, 3.00% APY is paid on the balance up to $10,000 and 0.10% APY is paid on the balance above $10,000. If monthly qualifying activities are not completed, account will earn the standard rate of 0.06% APY. Qualifying activity requirements for High-Yield Checking: $500 or more in total direct deposit per month and at least 15 Andigo Visa debit card purchases per month (signature or PIN-based). Qualifying card transactions must post and clear by 2 pm CST on the last business day of the month in order to be processed for that month. Qualifying direct deposits are regularly recurring electronic deposits from your employer or other agency (e.g. Social Security). Person-to-person and bank transfers between your Andigo accounts or accounts you have at other financial institutions or brokerages do not qualify. ATM withdrawals and cash withdrawals from a PIN-based transaction do not qualify as a purchase.
No minimum balance is required and there is no monthly service charge on any checking account.
2New Classic Checking accounts are not available.