Business banking – let’s get down to business

You have lots of options when running a business. If you’re a business owner in the fine state of Illinois, we’re here to help you make dollars and more dollars out of them all.

Business savings & money market accounts – save a penny, earn a fairly reasonable number of additional pennies

Earning money isn’t the only reason you own your business, but, you know, it helps.

Check out the rewards and benefits of our savings and money market accounts.

  • Dividends on balances of $100 or more
  • No minimum balance fee for savings (money market accounts need $2,500 balance)
  • No monthly service charges
  • No deposit restrictions
  • 24/7 online access to your accounts
  • Direct deposit to help your savings grow faster
  • Money market have competitive tiered dividends

open an account

Business checking – Fast? Flexible? Low-fee? Check, check and check!

Never mix business and pleasure, right? Well, it’s true in banking at least. With a growing business, having separate personal and business accounts is as vital as choosing the perfect name for your company. You’ll thank us at tax time.

All-In-One Checking

Monthly maintenance fee 

  • $10.00 (balances less than $5,000)
  • $5.00 (balances $5,000 - $9,999)
  • FREE (balances of $10,000 or more)

Monthly transaction fee

  • $0.00 (0 - 100 transactions)
  • $0.25 (101 - 250 transactions)
  • $0.15 (251+ transactions)


open an account

business rates

Account TypeDividend RateAPY*


Money Market0.15%


All-In-One Checking0.06%


Classic Checking0.06%0.06%

*APY = Annual Percentage Yield. Savings insured up to $250,000, and Individual Retirement Accounts are separately insured to $250,000, by the National Credit Union Administration, a U.S. government agency. Federal regulations prohibit the payment of dividends in excess of available earnings.

All dividends are calculated using the actual daily balance method, compounded monthly and paid monthly. Any deposits or withdrawals will affect the actual APY earned. Fees may reduce earnings. These are variable rate accounts; rates are subject to change without notice. 

On all Andigo savings or money market accounts, you are permitted to make up to six pre-authorized, automatic, telephonic, audio response or Internet transfers to another of your accounts, or to the account of any other person or organization, during a calendar month. You will be charged a monthly $10 below minimum balance fee if your money market account balance is less than $2,500. Fees may reduce earnings. These are variable rate accounts; rates are subject to change without notice.   

Checking account dividend rates are based on the credit union’s earnings at the end of the dividend period, and thus cannot be declared in advance. 

†New Classic Checking accounts are not available.

Questions about business checking or savings? Let’s chat!

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