Let’s get down to business.

You have lots of options when running a business. If you’re a business owner in the fine state of Illinois, we’re here to help you make dollars and more dollars out of them all.

Save a penny, earn a fairly reasonable number of additional pennies.

Earning money isn’t the only reason you own your business, but, you know, it helps.

Check out the rewards and benefits of our savings and money market accounts.

  • Dividends on balances of $100 or more
  • No minimum balance fee for savings (money market accounts need $2,500 balance)
  • No monthly service charges
  • No deposit restrictions
  • 24/7 online access to your accounts
  • Direct deposit to help your savings grow faster
  • Money market have competitive tiered dividends

let's go

Fast? Flexible? Low-fee? Check, check and check!

Never mix business and pleasure, right? Well, it’s true in banking at least. With a growing business, having separate personal and business accounts is as vital as choosing the perfect name for your company. You’ll thank us at tax time.

All-In-One Checking


Monthly maintenance fee 

  • $10.00 (balances less than $5,000)
  • $5.00 (balances $5,000 - $9,999)
  • FREE (balances of $10,000 or more)


Monthly transaction fee

  • $0.00 (0 - 100 transactions)
  • $0.25 (101 - 250 transactions)
  • $0.15 (251+ transactions)

let's go

Visa Business Cash Back

Andigo Cash Busines Credit Card

Card Disclosure

Cash back every time you use your card:

  • 3% on office supply store net purchases and phone/internet services
  • 2% on restaurant and gas net purchases
  • 1% on all other eligible net purchases
  • $25 cash back after your first purchase
Visa Business Bonus Rewards

Andigo Bonus Rewards Busines Credit Card

Card Disclosure

Rewards add up fast:

  • 1 point for every $1 you spend on eligible net purchases
  • Automatic bonus points each month
  • $25 cash back after your first purchase
     
Visa Business Bonus Rewards PLUS

Andigo Bonus Rewards PLUS Busines Credit Card

Card Disclosure

Amp up those rewards:

  • 1 point for every $1 you spend on eligible net purchases
  • Even more automatic bonus points each month
  • $50 cash back after your first purchase
  • Low annual fee

apply now

Let ‘em swipe right...or left. That’s cool, too.

Visa, MasterCard, Discover, American Express or a debit card, electronic check or even your business’s gift card -- the choice is theirs, if you so choose. Your customers want to pay by credit, so let them with full-service payment processing of credit cards, debit cards and electronic checks. Andigo merchant services gets you:

  • Rapid funds availability — money from your credit and debit card transactions will be deposited electronically into your Andigo business account within two business days
  • State-of-the-art equipment
  • Secure mobile card payment processing (using your smart-mobile device)
  • Free training and programming of your POS terminals
  • 24/7 support

let's go

business rates

Account TypeRateAPYCompound FrequencyMinimum to Earn APYBank Average APY
Savings0.07%

0.07%

monthly$1000.07%
Money Market0.15%
0.21%
1.25%

0.15%
0.21%
1.26%

monthly

$1 
$25,000
$100,000

0.09%
0.15%
0.21%

All-In-One Checking0.06%
0.12%
0.18%
0.25%

0.06%
0.12%
0.18%
0.25%

monthly

$1
$10,000 
$25,000
$100,000

0.06%
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Looking for a business credit card? We've got that covered too.

APY -- Annual Percentage Yield (the yield you earn on a deposit over a year)

If you opened your account before 10/10/2017 and did not convert to our All-In-One Checking product your rate and APY are the same as the first-tier All-In-One Checking rate.

Bank average APY is provided by Datatrac, a research firm that monitors rates from over 20,000 financial institutions.

Checking account dividend rates are based on the credit union’s earnings at the end of the dividend period, and thus cannot be declared in advance.

Savings insured up to $250,000, and Individual Retirement Accounts are separately insured to $250,000, by the National Credit Union Administration, a U.S. government agency. An additional $250,000 of coverage is provided by Excess Share Insurance. Federal regulations prohibit the payment of dividends in excess of available earnings. All dividends are calculated using the actual daily balance method, compounded monthly and paid monthly. Any deposits or withdrawals will affect the actual APY earned. Fees may reduce earnings. These are variable rate accounts; rates are subject to change without notice.

Savings account dividend rates are based on the credit union’s earnings at the end of the dividend period, and thus cannot be declared in advance. On all Andigo money market accounts, you are permitted to make up to six preauthorized, automatic, telephonic, audio response or Internet transfers to another of your accounts, or to the account of any other person or organization, during the calendar month. If you exceed these limitations, your account may be subject to a fee or be closed. In addition, a $10.00 fee may be assessed for each withdrawal in excess of six per calendar month, regardless of type. These withdrawals include preauthorized, automatic, telephonic, audio response, Internet transfers, transfers from your account to pay a loan with us, withdrawals by check made directly to you, in person withdrawals, withdrawals by mail or withdrawals made by ATM. Monthly minimum balance fee of $10 is assessed on account balances less than $2,500. Fees may reduce earnings. These are variable rate accounts; rates are subject to change without notice.

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