Thanks to your employer, you are eligible for membership at Andigo, a not-for-profit credit union that provides all the services of a bank but without the bummer. Get first-class rates on loans and savings products and enjoy the kind of red-carpet service you deserve!

Here's the deal:

  • Get $250 when you open a new Cash Back or High-Yield checking account and set up direct deposit.*
  • Get $100 when you open any certificate with a term of one year or longer with $10,000 or more in combined balances.*
  • Get an extra $50 when you do both.*

PLUS join before 12.31.18 and get an extra $50*! 
Add it all up and that's a total of $450*!

ALL our checking accounts offer:

  • Easy access at over 80,000 surcharge-free ATM's worldwide.
  • Free Visa® Debit Card.
  • No monthly fee.
  • No minimum balance.
  • Easy online & mobile access.
  • Your paycheck a day early with Early Direct Deposit1

open an account

Just make sure to enter the correct promo code when you apply!


*Bonus/Account Information:  You may receive only one $50 new member bonus, one $250 checking bonus, one $100 certificate bonus, and one $50 deposit bonus with the maximum bonuses totaling $450. Membership at our credit union is a privilege granted by our members under state law. Offer subject to change without notice. For complete details, contact Andigo Credit Union. All bonus payouts may be taxable.

To receive $50 new member bonus: Must open a new member share account, be residents of Illinois, enter correct promo code on application and be approved for membership by 12/31/2018. 

To receive the $250 checking bonus: Offer available to new members and members without a checking relationship with Andigo as of 9/1/2018 only. Member must open a new Cash Back or High-Yield Checking account, subject to approval. Direct deposit must be setup within 60 days of joining and/or opening new checking account. Qualifying direct deposits are regularly recurring electronic deposits from your employer or other government agency (e.g. Social Security). Person-to-person and bank transfers between your Andigo accounts or accounts you have at other financial institutions or brokerages do not qualify. The $250 checking bonus payout will be deposited into your Andigo checking account within 30 days after the third consecutive month of $500 or more in total direct deposit. All checking accounts must be opened by 12/31/2018 to qualify for bonus payout. 

To receive the $100 certificate bonus: Member must open a new certificate of 1 year or greater with at least $10,000 in new money. Member may open one or several certificates of $1,000 or more to meet this $10,000 new money qualification. The $100 savings bonus payout will be deposited to your Andigo savings account within 30 days of completed deposit(s). All qualifying deposits must be completed by 12/31/2018 to qualify for bonus payout. Applies to new money only. Penalties for early withdrawal of funds. Minimum deposit of $1,000 and maximum of $250,000. 

To receive the $50 deposit bonus: Member must complete actions required for both the $250 checking bonus and the $100 certificate bonus in the given timeframes. Once all requirements have been satisfied, the $50 deposit bonus will be deposited in your Andigo checking account within 30 days.

1 Early Direct Deposit: Early fund access depends upon your employer sending us a notification of the paycheck ahead of the scheduled deposit date. For this reason we cannot guarantee early deposits in all cases.