Our rates don’t yield to the competition

While you’re going 0-60 as fast as you can, we’ll get you:

  • 1/2%  rate discount with express advantage* 
  • Full vehicle protection packages
  • Fast approvals
  • Rates that overtake big banks at every turn

auto rates

TermAPR As Low As**Bank Average APR
New Vehicle - up to 24 months

1.74%*

**
New Vehicle - up to 36 months

1.74%*

3.63%
New Vehicle - up to 48 months

1.74%*

3.70%
New Vehicle - up to 60 months

1.99%*

3.79%
New Vehicle - up to 72 months

2.74%*

3.87%
New Vehicle - up to 84 months

3.74%

**
Used Vehicle - up to 24 months

1.74%*

**

Used Vehicle - up to 36 months

1.74%*

4.14%
Used Vehicle - up to 48 months

1.74%*

4.19%
Used Vehicle - up to 60 months

1.99%*

4.08%
Used Vehicle - up to 72 months

2.74%*

4.10%
Used Vehicle - up to 84 months†

3.74%*

**

* Annual Percentage Rate (APR) is based on excellent credit history, and reflects a .50% discount for Express Advantage members (those with Andigo checking and direct deposit) who make automatic loan payments from an Andigo checking or savings account. APR for new cars applies to 2016 or newer models with a loan to value up to 100%. APR for used cars applies to 2014-2015 models with a loan to value of less than 80%. The APR for used 2011-2013 models is as low as 2.49% APR (60 month term), and for used 2010 and older models is as low as 4.49% APR (60 month term). Other terms and conditions may apply. National average APR may not reflect rate discounts offered by Andigo. Payment example: A $20,000 loan with a 60-month term and 1.99% APR would have 59 payments at $350.74 and a final payment of $350.57. Rates subject to change without notice. All loans subject to credit approval.

† The 84 month term only applies to 2016 or newer model year vehicles and is based on excellent credit history.

motorcycle, boat, RV rates

TermAPR As Low As*Bank Average APR
New Recreational - up to 72 months

3.99%*

7.00%

New Recreational - up to 120 months

6.99%*

*

Used Recreational - up to 60 months

4.24%*

7.00%

Used Recreational - up to 72 months

4.49%*

*

Used Recreational - up to 120 months

7.49%*

*

* Annual Percentage Rate (APR) is based on excellent credit history, and reflects a .50% discount for Express Advantage members (those with Andigo checking and direct deposit) who make automatic loan payments from an Andigo checking or savings account. APR for new recreational vehicles applies to 2015 or newer models with a loan to value up to 100%. APR for used recreational vehicles applies to 2013-2014 models with a loan to value of less than 80%. The APR for used 2010-2012 models is as low as 4.74% APR (60 month term), and for used 2009 and older models is as low as 6.74% APR (60 month term). Other terms and conditions may apply. National average APR may not reflect rate discounts offered by Andigo. Payment example: A $20,000 loan with a 60-month term and 3.74% APR would have 59 payments at $366.72 and a final payment of $355.76. Rates subject to change without notice. All loans subject to credit approval.

let's go

Auto quotes and hood-to-bumper resources faster than the Autobahn

We’re riding shotgun with CarQuotes.com to give you instant quotes on new and used vehicles, so you know what you’re in for before you head to the dealer.

  • Cars and dealers near you
  • Rebates to get more cash back in your wallet
  • Incentives on all those sweet upgrades and freebies

drive on

Top down. Volume up. Coverage on.

Airbags and seatbelts protect you, but what’s protecting your car? Why, these additional protection options, for a start!

Payment Protection: In case you fall on unforeseen tough times, know your loan will be paid.

Mechanical Repair Coverage: For all those “unfortunately that’s outside the manufacturer’s warranty, ma’am,” moments. learn more and get a quote. (Chat with an Andigo rep to make sure this coverage is available in your state.)

Guaranteed Asset Protection: For those that-will-never-happen-to-me moments like a stolen or totaled car. learn more.

You grab the keys. We call shotgun.

Product APR As Low As**
New or used vehicle - up to 48 months

1.74%

let's go

* Annual Percentage Rate (APR) is based on excellent credit history, and reflects a .50% discount for Express Advantage members (those with Andigo checking and direct deposit) who make automatic loan payments from an Andigo checking or savings account. APR for new cars applies to 2016 or newer models with a loan to value up to 100%. APR for used cars applies to 2014-2015 models with a loan to value of less than 80%. The APR for used 2011-2013 models is as low as 2.49% APR (60 month term), and for used 2010 and older models is as low as 4.49% APR (60 month term). Other terms and conditions may apply. National average APR may not reflect rate discounts offered by Andigo. Payment example: A $20,000 loan with a 60-month term and 1.99% APR would have 59 payments at $350.74 and a final payment of $350.57. Rates subject to change without notice. All loans subject to credit approval.